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First Acre Insurance – Farm Insurance Built for Canadian Farmers
Running a farm means managing risk every day, from weather and machinery breakdowns to liability and rising costs.
Canadian farmers should not have to piece together separate policies to protect the property, machinery, business, and family life they work hard to build.
Farmers need insurance that actually fits how their operation works.
That’s where First Acre comes in.
We provide flexible farm insurance for Canadian farmers through a licensed broker network across Ontario, Alberta, Saskatchewan, and Manitoba.
What Makes First Acre Different?
Digital First
First Acre is a MGA at the forefront of insurance technology solutioning for brokers. Our platform is easy and convenient enabling added value for ag clients. We simplify the farm insurance process at every stage – from getting a quote to making a claim.
Modern & Fully Customizable
We provide new and fully customizable insurance policies that can be adapted to each Canadian farm’s unique and ever evolving needs. Brokers have access to coverage that does not exist elsewhere and have never existed before.
Ag Expertise & Passion
Our priority is agriculture. We spend time on farms, understanding operations and putting farmers’ needs first. First Acre’s team combines hands-on farming knowledge with deep insurance expertise, giving brokers and their farm clients a partner who understands what’s at stake.
Farm Insurance Coverage Options
First Acre offers farm insurance coverage that combines personal, agricultural, and commercial, along with hundreds of additional coverage options to suit the needs of each farm operation. Coverage is available in Ontario, Alberta, Saskatchewan, and Manitoba.
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All in One Personal, Agriculture, and Commercial Insurance
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Farm Property Insurance
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Customized Expansion Pack Farm Insurance
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Farm Equipment Breakdown Insurance
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Agricultural Crime Insurance
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Farm Liability Insurance
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Farm Wellness Insurance
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Farm Legal Expense Insurance
All in One Personal, Agriculture, and Commercial Insurance
Life moves quickly. With many moving parts, some things are better together. Combine personal, ag and commercial insurance into a single, streamlined policy that covers your home, agricultural operations like livestock and produce along with business assets. Coverage with First Acre reduces administrative complexity and may lower your overall insurance costs.
CYA with All in One CoverageFarm Property Insurance
Your farm is your livelihood. Farm Property Insurance protects buildings, machinery, equipment, from losses due to fire, storms, and other covered perils, ensuring your operations keep running smoothly. Our coverage also extends to outbuildings and permanently installed equipment, with options tailored to your farm’s size and operation type.
CYA with Farm Property InsuranceCustomized Expansion Pack Farm Insurance
Individual needs are complex – with the CYA Expansion Pack you can customize farm insurance coverage solutions like never before. The Expansion Pack lets brokers and farmers add protection for risks that fall outside standard property and liability coverage.
CYA with the Expansion PackFarm Equipment Breakdown Insurance
There are a lot of moving parts on a farm, from the home to the machinery electronics. Farm Equipment Breakdown Insurance picks up where property insurance ends with wholistic coverage for mechanical and electrical breakdown of HVAC and ventilation systems, electrical panels, refrigeration systems, compressors and more.
CYA with Equipment Breakdown InsuranceAgricultural Crime Insurance
Rural properties and agricultural businesses are increasingly targeted by organized theft and fraud schemes. Agricultural Crime Insurance helps protect you from financially motivated threats including fraud, employee dishonesty, forgery, and theft.
CYA with Crime InsuranceFarm Liability Insurance
Accidents happen on farms. Farm Liability Insurance safeguards your personal, farm and commercial assets against claims of bodily injury or property damage, helping you manage risk with confidence.
CYA with Liability InsuranceFarm Wellness Insurance
Farming is demanding, both physically and mentally. Farm Wellness Insurance provides support for mental health and wellbeing, helping you, your family and your team stay strong and productive.
CYA with Wellness InsuranceFarm Legal Expense Insurance
Legal risks and expenses are on the rise, contributing to increased stress. Farm Legal Expense Insurance protects your financial interests by covering legal fees, court costs, and related expenses arising from disputes. Having legal expense coverage means farmers can defend their rights without the fear of prohibitive legal costs.
CYA with Legal ExpenseFind a Farm Insurance Broker Near You
Take advantage of modern farm insurance solutions in Ontario, Alberta, Saskatchewan, and Manitoba. Get connected with a First Acre insurance broker who understands agricultural operations in your area. We just need to know your postal code.
Frequently Asked Questions
Farm insurance covers a range of risks specific to agricultural operations, including farm buildings and structures, equipment breakdown, farm liability, financial crime, and the wellbeing of farmers and their families. Coverage is customizable based on farm size, operation type, and the specific needs of each client.
A Managing General Agent (MGA) is a specialized insurance intermediary that works between insurance carriers and licensed brokers. Unlike a standard broker, an MGA may be granted authority by insurers to help underwrite risks, negotiate rates, bind coverage, issue policies, and administer coverage on the carrier’s behalf.
First Acre is an MGA focused on farm insurance. This means First Acre designs and administers farm-focused insurance products, while coverage is accessed through licensed brokers. Farmers do not purchase directly from First Acre. Instead, they work with their broker to access First Acre coverage designed for the specific needs of agricultural operations.
This structure allows First Acre to bring specialized agricultural insurance expertise to brokers and farmers while supporting coverage options built for the realities of modern farming.
First Acre Insurance currently serves farm insurance clients in Ontario, Alberta, Saskatchewan, and Manitoba. Coverage is available through a network of licensed brokers across all four provinces. Use Find a Broker to find a First Acre broker in your area.
Yes. First Acre’s unique All in One Personal, Agriculture, and Commercial Insurance policy bundles personal, farm, and commercial business coverage into a single policy. This reduces administrative complexity and eliminates coverage gaps between separate policies, for farm operations that carry multiple asset types.
Submit a Claim
Things happen. When they do it’s easy to submit a claim with First Acre Insurance.
Get Started
